Custom Services
We can assist you in the review of specific wealth management concerns in a limited, focused engagement. While we are firmly convinced of the value of Comprehensive Wealth Management, we understand that you may initially wish to focus on a specific issue in your financial strategy. Here are some examples of our custom services:
Asset & Liability Review
Create a personal financial statement.
Identify all assets and liabilities.
Propose strategies to increase personal net worth over time.
Beneficiary Designation Review
Review all assets which may (or should) have a named beneficiary:
IRA accounts
Personal Retirement Plans at work
Real Estate
Other Financial Assets
Propose changes to bring your beneficiary designations in line with your intentions.
College Education Funding Strategies
Project future cost of attendance at selected institutions.
Identify strategies for saving for college including:
529 plans
Use of student tax capacity for asset shifting
Opportunities for small business owners to reduce college costs
Home Purchase/Refinance Analysis
Calculate estimates of current mortgage loan costs over various time periods.
Analyze pros and cons of debt consolidation.
Cost/benefit analysis of various options.
Income and Expense Review
Review current income from all sources
Review current plan for spending
Propose strategies to reduce expenses and increase income and savings.
Retirement Plan Analysis
Review of all available options with your current employer-sponsored retirement plan.
Review of your current asset allocation strategy in the plan(s).
Propose alternate strategies for the investment strategy used in the plan(s).
Long Term Care Insurance Analysis
Review of your projected needs for long term care coverage.
Review of any existing policies for coverage.
Development of strategy to provide for coverage on this need.
Note: This analysis is best done in conjunction with the Income and Expense Review and the Asset & Liability Review.
Social Security Analysis
Analyze the projected results from different combinations of use of Social Security benefit settlement options.
Review projected impact of various options on future retirement income streams.
Note: This analysis is best done in conjunction with the Income and Expense Review and the Asset & Liability Review.
Tax Reduction Strategies
Review the most recently filed federal and state income tax returns to identify potential options for reducing taxes.
Note: This analysis is best done in conjunction with the Income and Expense Review and the Asset & Liability Review.
